SYSTEM FOR AND METHOD FOR DETERMINING OVERDRAFT PROTECTION

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United States of America Patent

APP PUB NO 20140304131A1
SERIAL NO

14217813

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Abstract

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A system and method in accordance with example embodiments may calculate a velocity of money associated with a particular account and a particular customer. Additionally, a system and method in accordance with example embodiments may calculate an overdraft risk score based on the velocity of money, where the overdraft risk score may be used to determine an overdraft protection limit for an account.

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Patent Owner(s)

Patent OwnerAddress
CAPITAL ONE FINANCIAL CORPORATION1680 CAPITAL ONE DRIVE MCLEAN VA 22102

International Classification(s)

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
BANHOLZER, Thomas J Glen Allen, US 2 15
BURT, Frann E Upper Marlboro, US 1 8
CHOPRA, Karan Glen Allen, US 5 10
GANGOPADHYAY, Gora Ashburn, US 1 8
GOUKER, Chris Midlothian, US 1 8
GRADNEY, Christopher M New Orleans, US 2 8
LI, Liang McLean, US 515 3124
MATTHEW, George Weatogue, US 5 20
MILLER, Dennis E Olney, US 9 182
MU, Chun-Hao Arlington, US 1 8
PEANI, Caroline K Vashon, US 1 8
RYDZY, Michael F Chadds Ford, US 1 8
SCHENKEIN, Scott J Midlothian, US 1 8
STANMEYER, Thomas Vienna, US 1 8
WINKS, Pamela W Fairfax, US 1 8
ZHANG, Jing Herndon, US 966 8974

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