SYSTEMS AND METHODS FOR ANALYZING FINANCIAL ACCOUNTS AND BUSINESS EFFORTS BASED ON LENDER INFORMATION

Number of patents in Portfolio can not be more than 2000

United States of America Patent

APP PUB NO 20140258092A1
SERIAL NO

14089251

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ATTORNEY / AGENT: (SPONSORED)

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Abstract

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The disclosed embodiments include methods and systems for assessing financial account requests. In one embodiment, a method is disclosed that includes receiving a request from a borrower for a first financial account offered by a financial service provider. The method may also include collecting first lender information associated with the borrower and a first lender, where the lender information includes information associated with at least one first lender financial account offered by the first lender. In certain aspects, the method may further include analyzing the request based on the lender information and determining whether to approve the request for the first financial account based on the analysis of the request.

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Patent Owner(s)

Patent OwnerAddress
CAPITAL ONE FINANCIAL CORPORATION1680 CAPITAL ONE DRIVE MCLEAN VA 22102

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Hammock, Luke A Washington, US 60 315
Jouhikainen, Hannes M Arlington, US 9 26
Niczyporuk, Janusz M Vienna, US 18 52

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