MOBILE APPLICATION FOR RISK MANAGEMENT
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United States of America Patent
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N/A
Issued Date -
Sep 11, 2014
app pub date -
Nov 15, 2012
filing date -
Nov 29, 2011
priority date (Note) -
Abandoned
status (Latency Note)
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Abstract
A system and method provide determining a risk of a natural hazard associated with a piece of real property and identifying mitigatable items located around the property by collecting local data using at least one sensor. The local data includes information related to risk factors associated with the property. In an embodiment, the local data is collected using a mobile computing device that includes at least one sensor and a mobile application. External data may be also combined with the local data for further analysis to identify mitigatable items. After identifying mitigatable items around the property, the mitigatable items can be modified or removed to reduce the risk of a natural hazard associated with the property. The systems and methods further include computing, using a data processor, an insurance premium of an insurance policy using a computed risk level of a natural hazard associated with the property.
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