Text-to-bill transaction processing system

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United States of America Patent

PATENT NO 9456319
APP PUB NO 20140235197A1
SERIAL NO

13772247

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ATTORNEY / AGENT: (SPONSORED)

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Abstract

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A text-to-bill processing transaction system is described. A consumer transmits a text message having a merchant keyword component and a transaction details component. The merchant keyword component is used to find a select merchant server from a merchant server data store. The transaction details component is then routed to the select merchant server. The select merchant server then returns a charge amount corresponding to the transaction details component and a fulfillment message. A billing gateway then causes entry of the charge amount against a phone number in an accounts database of a carrier server. A success message transmission module transmits a text message back to the consumer that includes the fulfillment message. The fulfillment message may for example be a code that has to be entered by a consumer.

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Patent Owner(s)

Patent OwnerAddress
BOKU INC201 MISSION STREET 10TH FLOOR SAN FRANCISCO CA 94105

International Classification(s)

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Corner, Katherine Ann San Francisco, US 10 64
Ly, John San Francisco, US 22 99
Sung, Chia-ling San Francisco, US 3 5

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11.5 Year Payment $7400.00 $3700.00 $1850.00 Mar 27, 2028
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