ELECTRONIC PAYMENT METHOD, SYSTEM AND DEVICE FOR SECURELY EXCHANGING PAYMENT INFORMATION
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United States of America Patent
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Issued Date -
May 22, 2014
app pub date -
Dec 10, 2012
filing date -
Nov 20, 2012
priority date (Note) -
Abandoned
status (Latency Note)
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Abstract
Electronic payment method for securely exchanging payment information between an authentication device and an authorization server via a communication device. The authentication device comprising an interface for data exchange with the device, a user interface for user authentication data input, a nonvolatile memory for storing an authentication device ID, a data memory for storing a cryptographic key and a crypto-processor for performing cryptographic operations. The communication device comprising a device ID and an interface for receiving and sending data, the authorization server comprising an interface for data exchange with the device, a database for storing a plurality of customer accounts each including an authentication device ID associated to a device holder authentication data, a data storage for storing a second cryptographic key, and a cryptographic unit for performing cryptographic operations.
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