SECURE COMMERCE WITHIN ELECTRONIC BANKING
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United States of America Patent
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app pub date -
Jan 9, 2014
filing date -
Sep 18, 2011
priority date (Note) -
Abandoned
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Abstract
Users perform in-application purchases when logged in to an electronic financial application. User funds are transferred into an intermediate account at the user's financial institution, and merchants are paid from a guaranteed account at a separate financial institution. Non-real-time settlement is performed between the intermediate account and the guaranteed account.
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