Systems and Methods for Payment Settlement
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United States of America Patent
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Issued Date -
Apr 17, 2014
app pub date -
Oct 16, 2012
filing date -
Oct 16, 2012
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Abstract
The present disclosure includes a system, method, and article of manufacture for settling payment. In various embodiments, the method may comprise creating a group comprising a plurality of transaction accounts associated with a shared financial obligation, and settling a plurality of records of charge (ROCs) corresponding to the shared financial obligation between each of the plurality of transaction accounts in the group. The method may further comprise transmitting one of a plurality of ROCs to a member associated with one of a plurality of transaction accounts in a group, and/or receiving an indication that one of the plurality of ROCs is subject to the shared financial obligation. Further, in various embodiments, the method may comprise creating a group in response to authentication of a plurality of members to a single web client, and/or creating the group in response to a group initiation event by a group initiator.
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