SYSTEMS AND METHODS FOR PROVIDING INDIVIDUALIZED FINANCIAL ACCESS
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United States of America Patent
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Issued Date -
Mar 27, 2014
app pub date -
Dec 4, 2013
filing date -
Nov 4, 2002
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Abstract
Systems and methods for implementing one or a series of value transfers. In some instances, the systems and methods include web or Internet based user interfaces that provide a mechanism whereby a user can implement a transfer plan without interacting with a human operator. Further, in some instances, such systems and methods provide a mechanism for authorizing access to one or more asset accounts from which value is transferred, and/or recipient accounts to which value is transferred. In some cases, the authorization function is performed by an entity that enjoys a pre-existing relationship with a user accessing the systems of the present invention, while any actual transfers are performed by a third party entity. This can be an advantage where authorization requires a signature or other interaction with a user sufficient to conform to electronic signature laws.
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