ENHANCED TRANSACTION PROCESSING

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United States of America Patent

SERIAL NO

13628977

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ATTORNEY / AGENT: (SPONSORED)

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Abstract

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Methods, systems, and computer-executable instructions for automatically processing promotion redemptions are provided. An exemplary method includes receiving a request to authorize payment for a transaction using a customer account. The request identifies the customer account and the transaction is associated with at least one purchased product. The method includes selecting a promotion for the transaction based on the customer account and one or more rules. The amount of the transaction is adjusted based on the selected promotion. The method also includes transmitting an authorization for the adjusted transaction to the merchant. The method may also include selecting a promotion that has been pre-purchased by the customer.

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Patent Owner(s)

Patent OwnerAddress
FIRST DATA CORPORATIONGREENWOOD VILLAGE CO 80111

International Classification(s)

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Bohn, Julie Christine Omaha, US 6 273
Cavicchi,, III Peter R Coral Springs, US 6 273
Cekan, Natalie Suwanee, US 4 219
Cole, Robert James Maysville, US 14 313
Coleman, Sammy Leigh Hagerstown, US 6 273
Desai, Jigar G Marietta, US 3 163
Kirshenbaum, Amy Lynne Denver, US 6 273
Knowles, Kevin Joseph Highlands Ranch, US 6 273
Owen, Sarah Atlanta, US 32 2271
Surell, Alan Marietta, US 2 113
Young, Susan Munn Nashville, US 6 273

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