USING A VALUE-ASCERTAINABLE ITEM TO OBTAIN CREDIT AT A THIRD-PARTY MERCHANT
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United States of America Patent
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Issued Date -
Nov 14, 2013
app pub date -
Mar 11, 2013
filing date -
May 9, 2012
priority date (Note) -
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status (Latency Note)
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Abstract
Techniques are provided for providing value to a user in exchange for the user's value-ascertainable item. In one technique, the user, while in a merchant's store, uses a mobile device to scan a QR code that triggers a browser application to send a request to an exchange service over a network. The request includes data that is associated with the merchant. The user provides card data of a particular gift card to the exchange service. The exchange service checks the balance of the card and sends an offer for the card to the user. If the user accepts, then the exchange service sends account information and/or a bar code to the user's mobile device. The account information or bar code can be used immediately by the user to purchase one or more items at the store.
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