Methods and Systems for Processing Payments Globally Over One of a Plurality of Processing Paths

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United States of America Patent

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13922741

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Abstract

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Methods and systems of processing payments globally over one of a plurality of payment processing paths employ computer hardware and software for receiving a request to access a global payment utility, presenting a plurality of payment options by the global payment utility, and receiving information by the global payment utility consisting at least in part of a source of payment, a payment destination, and a user-designated payment vehicle. Upon receiving the information, one of a plurality of payment processing paths for the payment is selected according to a clearing rules aspect of a rules engine of the global payment utility, and the payment is routed for processing via the selected payment processing path.

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Patent Owner(s)

Patent OwnerAddress
CITICORP CREDIT SERVICES INC (USA)701 EAST 60TH STREET NORTH SIOUX FALLS SD 57104

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Davis, Darren Sioux Falls, US 12 232
Koch, Tom Sioux Falls, US 5 15
Miller, John D Hagerstown, US 85 3693
Philips, Eric Cincinnati, US 3 14
Sereff, Guy B Franklin, US 3 16
Strub, Robert Cincinnati, US 2 14
Tanguay, Scott Kansas City, US 2 14
Tobias, Stacy Sioux Falls, US 2 14
Vemuri, Vasu Clear Spring, US 2 14
Weiland, Shamus Ponte Vedra Beach, US 2 14
Wesselink, Rochelle Tea, US 2 14
Williams, Caleb Sioux Falls, US 7 15

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