ONLINE COMMUNITIES FOR FINANCIAL SERVICES PRODUCTS

Number of patents in Portfolio can not be more than 2000

United States of America Patent

APP PUB NO 20130085816A1
SERIAL NO

13608743

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ATTORNEY / AGENT: (SPONSORED)

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Abstract

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An online community for users of a financial services product, such as credit card users, and various features of such communities. For example, the members can share profits based on community performance, provide feedback and vote on ways to improve the financial services product experience, and help one other when possible. The online community can provide status indicators corresponding to members' engagement within the online community, publish the profit and loss statement of the financial services product associated with the community, provide a decline process that facilitates approval to the community for customers with improving credit, link members' deposits to provide a higher interest rate, automatically transfer balances between banks, and pay referral fees to the community.

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First Claim

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Patent Owner(s)

Patent OwnerAddress
BARCLAYS BANK DELAWARE100 SOUTH WEST STREET WILMINGTON DE 19801

International Classification(s)

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
McMILLEN, Glenn C Downingtown, US 1 10
WILMORE, Paul Fort Washington, US 1 10
YOUNG, Jared Media, US 3 11

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