GENERATING OPTIMAL STRATEGY FOR PROVIDING OFFERS
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United States of America Patent
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Issued Date -
Jan 31, 2013
app pub date -
Jul 30, 2012
filing date -
Jul 29, 2011
priority date (Note) -
Abandoned
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Abstract
Generating optimal strategies for providing offers to a plurality of customers is described. A plurality of categorical attributes (for example, gender and residential status) and ordinal attributes (for example, risk score and credit line utilization) can be determined. Values of one of more categorical attributes can be changed as per a transition probability table. Some probabilities can be varied to determine a first tradeoff, based on which a first updated strategy can be generated. Further, noise can be added to one or more ordinal attributes. Standard deviation of a noise distribution associated with the noise can be varied so as to determine a second tradeoff, based on which a second updated strategy can be generated. The second updated strategy can be an update of the first updated strategy. Offers can be provided to the plurality of customers in accordance with the second updated strategy.
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