System and Method for Physical-World Based Dynamic Contactless Data Emulation in a Portable Communication Device
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United States of America Patent
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Issued Date -
Oct 18, 2012
app pub date -
Apr 16, 2012
filing date -
Nov 17, 2010
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Abstract
This invention involves, in part, a system for automatically selecting a credential among a plurality of credentials on a portable communication device based on a geo-location of the portable communication device and based on a user preference, for use in an electronic wallet transaction. The system includes a geo-location device configured to detect the geo-location of the portable communication device; a location identification service unit configured to be activated by a pre-determined user input, and configured to determine a merchant where the portable communication device is most likely to be located based on said geo-location; means for storing preferences corresponding to the plurality of credentials; and means for automatically determining which of the plurality of credentials to use for the electronic wallet transaction based on the preferences.
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