Systems and methods for performing ATM transactions using active authentication
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United States of America Patent
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N/A
Issued Date -
Sep 20, 2012
app pub date -
May 26, 2011
filing date -
Mar 15, 2011
priority date (Note) -
Abandoned
status (Latency Note)
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Abstract
A financial transaction method includes receiving a request to perform a financial transaction from a user having an account with a financial institution that receives the request, generating an active authentication transaction key in response to the request, and transmitting the active authentication transaction key to a mobile financial transaction instrument of the user. A request to authenticate a transaction, including at least a portion of the active authentication transaction key, is received from an automated teller machine. An authorization response is transmitted to the automated teller machine if is determined that the transaction is authorized, the account of the user is settled to complete the financial transaction.
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