PAN CHARGING TO ACCOUNT ESTABLISHED WITH AN MSISDN
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United States of America Patent
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N/A
Issued Date -
Jul 5, 2012
app pub date -
Dec 22, 2011
filing date -
Dec 29, 2010
priority date (Note) -
Abandoned
status (Latency Note)
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Abstract
The invention provides a computer system and method for managing electronic transactions. A plurality of consumer accounts are stored in the data store, each consumer account having a first phone number as a first consumer account identifier. A communication and routing module receives a charge request, including an amount and a second consumer account identifier. The second consumer account identifier is an individual account identifier forming part of a personal account number. The communication and routing module identifies a selected one of the consumer accounts by associating one of the first phone numbers with the individual account identifier. A transaction processing system processes the charge request based on an account detail of the selected consumer account.
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