Apparatuses, Systems, and Methods for Health and Wealth Planning
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United States of America Patent
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Issued Date -
Jul 5, 2012
app pub date -
Dec 6, 2011
filing date -
Dec 6, 2010
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Abstract
Apparatuses, systems, and methods for estimating retirement costs for an individual are disclosed. The embodiments of this disclosure enable individuals to integrate the projected cost of healthcare into their retirement financial planning Embodiments of methods for estimating retirement costs for an individual may begin by receiving individual biographic data and individual healthcare data. Embodiments of the method may also include associating the individual healthcare data with one or more diagnosis related groups (or episode treatment groups). In some embodiments, the method may include estimating healthcare costs for each of the one or more diagnosis related groups based on historic healthcare records. In some embodiments, the method may further include calculating total healthcare costs in response to the estimated healthcare costs and the individual biographic data.
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