SCORED NEGATIVE FILE SYSTEM AND METHOD
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United States of America Patent
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app pub date -
Nov 15, 2011
filing date -
Jun 17, 2004
priority date (Note) -
Abandoned
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Abstract
System and method for validating a payment. The method can include obtaining a first account identifier, accessing a database containing a plurality of risk scores, each one of the plurality of risk scores being associated with one of a plurality of account identifiers, obtaining a first risk score from the plurality of risk scores, the first risk score being associated with the first account identifier, and determining an acceptance decision by comparing the first risk score against a risk threshold value.
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