SYSTEMS AND METHODS TO PROCESS PAYMENTS VIA A COMMUNICATION SYSTEM
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United States of America Patent
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Issued Date -
Mar 15, 2012
app pub date -
Sep 9, 2011
filing date -
Sep 9, 2010
priority date (Note) -
Abandoned
status (Latency Note)
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Abstract
Systems and methods are provided to facilitate online transactions via real-time communications. In one aspect, a method includes: receiving, in a computing device, a payment request from a user terminal of a user, where the payment request identifies a merchant and an identifier that identifies the user on a data communications network for real-time communications connections with the user; communicating using the identifier by the computing device on the data communications network to secure funds from the user for the payment request; and in response to a success in securing the funds via the communicating using the identifier on the data communications network, transmitting a message from the computing device to the merchant to indicate a payment to the merchant using the funds on behalf of the user.
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