COMPUTER IMPLEMENTED RISK AND INSURANCE NEEDS ASSESSMENT SYSTEM AND METHODS
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United States of America Patent
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Issued Date -
Dec 15, 2011
app pub date -
Jun 9, 2010
filing date -
Jun 9, 2010
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Abstract
Disclosed herein are systems and methods for assessing and recommending a life insurance package to a client. A life insurance package may comprise the amount of life insurance coverage and the monthly cost needed to obtain that amount of coverage. In an exemplary embodiment, two or more life insurance packages, including what each life insurance package covers, are presented to the user. In an exemplary embodiment, default assumptions are made for questions that are difficult for the user to answer but may be fairly accurately estimated by the system.
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