Systems and Methods to Facilitate Online Transactions
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United States of America Patent
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N/A
Issued Date -
Mar 31, 2011
app pub date -
Sep 20, 2010
filing date -
Sep 29, 2009
priority date (Note) -
Abandoned
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Abstract
Systems and methods are provided to facilitate online transactions via mobile communications. In one aspect, a system includes a plurality of converters to interface with a plurality of controllers in different formats for delivery of premium messages sent by the system to collect funds; and a common format processor coupled with the plurality of converters in a common format to send the premium messages. The common format processor is configured to receive requests to pay respective merchants according to respective purchase prices for respective items purchased by respective customers, dynamically determine respective service fees for processing respective payments for the respective items to have different ratios between the respective service fees and the respective purchase prices, determine combinations of premium messages, and send the combinations of the premium messages to respective mobile phones of the respective customers via a telecommunication carrier.
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