System and Method for Authorizing Transactions Via Mobile Devices
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United States of America Patent
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N/A
Issued Date -
Apr 29, 2010
app pub date -
Oct 22, 2009
filing date -
Oct 23, 2008
priority date (Note) -
Abandoned
status (Latency Note)
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Abstract
A system and method for authorizing transfers via mobile devices are provided. The system includes a first mobile device and a server. The first mobile device executes a transfer authorization application that allows a user to enter transfer information for a transfer. In response, the transfer authorization application generates and communicates a transfer request for the transfer. The transfer information includes an identifier associated with a recipient and a transfer amount. The server has a data store storing account details for a first account of the user. The server receives the transfer request from the mobile device, verifies that the user has resources in the first account for the transfer request, and sends a notification to a second mobile device associated with the identifier of the recipient. The server then transfers the transfer value from the first account to a second account of the recipient.
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