System and method of transferring funds
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United States of America Patent
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Issued Date -
Feb 18, 2010
app pub date -
Aug 14, 2009
filing date -
Aug 15, 2008
priority date (Note) -
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status (Latency Note)
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Abstract
A system for transferring funds can include a database with information about a routing number including ACH transfer information and wire transfer information. The system can include a conversion module configured to receive an ACH transfer file including an associated routing number, access the database to retrieve wire transfer information, and convert the ACH transfer file to a wire transfer file. The system can include an implementation module configured to perform a wire transfer using the wire transfer file. The wire transfer can be a batch wire transfer. The conversion module can use the associated routing number from the ACH transfer file to retrieve wire transfer information for the associated routing number from the database.
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