Secure Payment Method and System on Network and Route Server

Number of patents in Portfolio can not be more than 2000

United States of America Patent

APP PUB NO 20080228655A1
SERIAL NO

11994365

Stats

ATTORNEY / AGENT: (SPONSORED)

Importance

Loading Importance Indicators... loading....

Abstract

See full text

A payment system on network provides a platform based on the existing various transaction modes so that the current transaction modes can be operated on the secure payment platform which the present invention provides. The current transaction modes has the following kinds: a free process mode of the acquirer institution, a direct authentication mode of the card issuing institution, a secure input mode of the bank union and the other patent mode which the bank applies. The secure payment system can solve the technology disadvantage that the existing transaction flow is disorder and the resource is waste. The method of the present invention not only can be realized and its security is high, but also can achieve the less consumed time and the high transaction success using the existing private network. If the present invention has not received the transaction process result within the preset time, the acquirer subsystem puts forward a request for inquiring and notifies the inquired result of the merchant, thereby the difficulty of the following clear is reduced.

Loading the Abstract Image... loading....

First Claim

See full text

Family

Loading Family data... loading....

Patent Owner(s)

Patent OwnerAddress
CHINA UNIONPAY CO LTD200135 SHANGHAI PUDONG NEW AREA NO 36 SMILING ROAD UNIONPAY BUILDING SHANGHAI CITY SHANGHAI CITY 200135

International Classification(s)

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Guo, Rui Shanghai, CN 229 981
Kang, Jianming Shanghai, CN 6 53
Lv, Xufeng Shanghai, CN 2 31
Yang, Jiachu Shanghai, CN 1 3

Cited Art Landscape

Load Citation

Patent Citation Ranking

Forward Cite Landscape

Load Citation