Credit Report-Based Predictive Models
Number of patents in Portfolio can not be more than 2000
United States of America Patent
Stats
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N/A
Issued Date -
Aug 28, 2008
app pub date -
Feb 26, 2008
filing date -
Feb 27, 2007
priority date (Note) -
Abandoned
status (Latency Note)
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Abstract
An example embodiment provides for systems, apparatuses and methods directed to determining the likelihood that a given individual may need or obtain a credit product. This is accomplished by obtaining non-contemporaneous snapshots of credit files and using the non-contemporaneous snapshots to build a predictive model to determine a likelihood that a given individual will be needing a credit product. In one implementation, the credit product is a non-credit product. Other systems, apparatuses and methods can also be employed to sell preferential placement of advertisements on a website.
First Claim
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| Country | kind | publication No. | Filing Date |
|---|---|---|---|
| CA | A1 | CA2622929 | Feb 27, 2008 |
International Classification(s)
- 2008 Application Filing Year
- G06G Class
- 871 Applications Filed
- 431 Patents Issued To-Date
- 49.49 % Issued To-Date
Cited Art Landscape
Patent Citation Ranking
- 136 Citation Count
- G06G Class
- 94.64 % this patent is cited more than
- 17 Age