System and method for providing access to detailed payment experience
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United States of America Patent
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N/A
Issued Date -
Sep 1, 2005
app pub date -
Feb 27, 2004
filing date -
Feb 27, 2004
priority date (Note) -
Abandoned
status (Latency Note)
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Abstract
A system and method for providing access to detailed payment experience includes a data acquisition component, a data calculation component, a data synthesis component, and at least one storage device. The data acquisition component captures detailed trade data from various sources. The data storage component calculates a plurality summarized variables and a manner of payment and a high credit amount based on the detailed trade data. The data synthesis component calculates a plurality of scores using the trade variables. The detailed trade data, summarized variables, and scores are stored for various time periods, such as 3-month, 6-month, 9-month, 12-month, 16-month and 24-month periods.
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