Method and apparatus for automated insurance processing
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United States of America Patent
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N/A
app pub date -
Aug 12, 2004
filing date -
Aug 13, 2003
priority date (Note) -
Abandoned
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Abstract
In one embodiment of the present invention, information about a customer is entered into an electronic system. In one embodiment, the customer is part of a low-margin market. In one embodiment, the customer's medical record comprises the customer's pharmaceutical records. In one embodiment, additional information (e.g., MIB, MVR, and/or Rx) is automatically requested about the customer from electronic databases using the information entered into the system about the customer. In one embodiment, information about a customer is scored. In another embodiment, certain information conditions are flagged. In one embodiment, if the customer meets the criteria for automatic policy approval, a policy is automatically issued for the customer. In one embodiment, if the customer meets the criteria for automatic policy denial, the customer is automatically denied a policy. In one embodiment, when certain customer information is entered, the customer's information is automatically sent to a human for review.
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