Three-party authentication method and system for e-commerce transactions
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United States of America Patent
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N/A
Issued Date -
Jun 17, 2004
app pub date -
Aug 26, 2002
filing date -
Aug 26, 2002
priority date (Note) -
Abandoned
status (Latency Note)
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Abstract
A method and system providing a secure system for purchasing goods or services from a gift provider over a network, such as the Internet, is disclosed. A gift giver purchases the goods or services for a gift recipient, wherein an encrypted key is generated for the transaction. Portions of the encrypted key are divided between the gift recipient and the gift giver, with a third party (e.g., the gift provider) holding the entire key and decryption tools. After delivery of a gift card to the gift recipient, communication between the gift giver and the gift recipient must be made to recombine the portions of the encrypted key. Upon submitting the complete key to the gift provider, the gift card is redeemed/activated giving it a monetary value or access to the goods and services.
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