Method and computer network for co-ordinating a loan over the internet
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United States of America Patent
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Issued Date -
Feb 12, 2004
app pub date -
Apr 8, 2003
filing date -
Feb 22, 2002
priority date (Note) -
Abandoned
status (Latency Note)
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Abstract
The invention relates to a method and a computer for coordinating an electronic credit application between an Internet user and a plurality of lending institutions via the Internet. This method involves displaying documents in a web site, and receiving credit data forming placed on the web site. After receiving this data a special loan processing computer applies a filter to the data. The filter comprises loan selection criteria provided by lending institutions which allows these institutions to filter out loan applications that they do not want. Next, after the data is filtered, it is transmitted to a plurality of lending institutions. Finally, the computer and the method then controls and coordinates communication between these lending institutions and the Internet user to match borrowers and lenders via the Internet.
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