Modular financial service instrument

Number of patents in Portfolio can not be more than 2000

United States of America Patent

APP PUB NO 20030167218A1
SERIAL NO

10214701

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ATTORNEY / AGENT: (SPONSORED)

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Abstract

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A modular financial service instrument is disclosed herein. The modular financial service instrument allows both the customer and the issuing financial institution to modify the set of features associated with the instrument without requiring the issuing of a new instrument. The modular nature of the instrument allows for a rationalised operational structure that eliminates the necessity for storing each combination of features as a separate product. The modular nature of the instrument allows a customer to select features to create a customisable financial service instrument that suites the customer needs.

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Patent Owner(s)

Patent OwnerAddress
BANK OF MONTREAL1 FIRST CANADIAN PLACE 100 KING STREET WEST 21ST FLOOR TORONTO M5X 1A9

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Barrett, Christopher Toronto, CA 12 111
Field, Michelle D Oakville, CA 1 61

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