Importance

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Abstract

The present invention relates to a commodity transaction apparatus, a mobile communication apparatus, a management apparatus and a commodity transaction system for selling commodities (for example, articles, and services) by bank transfer and so on, using a mobile communication apparatus such as a portable telephone. An automatic vending machine 10 transmits buying amount of articles, a bank account number, access information to a portable telephone 20. The portable telephone 20 transmits user identification information, and the information supplied from the automatic vending machine 10 to an authentication and settlement apparatus 30. The authentication and settlement apparatus 30 transmits the buying amount, and the bank account number to the automatic vending machine 10. The automatic vending machine 10 provides the articles after verification of the buying amount and the bank account number to transmit selling completion information to the authentication and settlement apparatus 30. The authentication and settlement apparatus 30 debits the charges from the user account to the transfer account. Thereby, the reliability of the payment of the charges may be improved by collation of the transfer amount and the bank account number with the charges and the bank account number included in the charge payment information, which is transmitted from the commodity transaction apparatus to the mobile communication apparatus.

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First Claim