Techniques to predict and implement an amortized bill payment system

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United States of America

PATENT NO 12260424
APP PUB NO 20230351426A1
SERIAL NO

18218949

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Abstract

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Various embodiments are generally directed to techniques utilizing computers to process service billing data, generate one or more groups of customers based on one or more attributes of the data, and train a recurrent neural network (RNN) to predict future bill amounts for customers. Embodiments further include techniques to predict the future bill amounts of the customers and providing an indication of the bill amounts to the customers.

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Patent Owner(s)

Patent OwnerAddress
CAPITAL ONE SERVICES LLC1680 CAPITAL ONE DRIVE MCLEAN VA 22102

International Classification(s)

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Farivar, Reza Champaign, US 346 1040
Goodsitt, Jeremy Edward Champaign, US 243 767
Pham, Vincent Champaign, US 479 1269
Walters, Austin Grant Savoy, US 196 715

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