Systems and methods for user authentication via mobile device

Number of patents in Portfolio can not be more than 2000

United States of America

PATENT NO 12260414
SERIAL NO

18476146

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ATTORNEY / AGENT: (SPONSORED)

Importance

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Abstract

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A user may provide a financial card to an automated teller machine (ATM) or point of sale (POS) terminal and may be authenticated by providing a gesture and/or an image selection via a mobile device to the ATM or the POS. The gesture and/or image selection may be provided using a touchscreen of the mobile device. The gesture and/or image provided by the user via the mobile device may be compared to a stored gesture and/or image provided by the user during an earlier registration of the financial card. If there is a match between the gesture and/or image provided by the user via the mobile device and the previously stored gesture and/or image, then the user is authenticated and may access an account associated with the financial card.

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Patent Owner(s)

Patent OwnerAddress
UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)9800 FREDERICKSBURG ROAD SAN ANTONIO TX 78288

International Classification(s)

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Billman, Bradly Jay Celina, US 134 3939
Courtright, Christopher Paul San Antonio, US 10 45

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