Systems and methods for dynamically detecting and preventing consumer fraud

Number of patents in Portfolio can not be more than 2000

United States of America

PATENT NO 12260412
APP PUB NO 20240104575A1
SERIAL NO

18535976

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ATTORNEY / AGENT: (SPONSORED)

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Abstract

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Systems and methods discussed herein relate to a system for detecting and preventing fraudulent transactions through collecting requests for website access, stored-card trades and sales, and transactions using physical or electronically issued credit, debit, stored-value, and other cards. The fraud detection system not only flags individual transactions, but is also configured to dynamically track and update banned/watch lists associated with request artifacts and cards in order to catch and prevent individual actors as well as BOTs, at least by adjusting the thresholds used to evaluate risk scores and what is placed on the banned/watch lists based upon requests received as well as information from financial institutions, merchants, government agencies, and watchdog groups. The system is also configured to provide information to those groups.

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Patent Owner(s)

Patent OwnerAddress
BLACKHAWK NETWORK INC5918 STONERIDGE MALL ROAD PLEASANTON CA 94588

International Classification(s)

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Appana, Rajiv Venkataramana Fremont, US 11 203
Ivey, Henry Pleasanton, US 4 153
Ramsey, Patrick Pleasanton, US 4 212
Yeh, Theodore Pleasanton, US 3 152

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