Method and system for biometric payments
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United States of America
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Mar 25, 2025
Grant Date -
Dec 15, 2022
app pub date -
Jun 7, 2022
filing date -
Jun 7, 2022
priority date (Note) -
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Abstract
A method for biometric payments comprises: receiving biometric data obtained by a biometric reader device from a user who is registered for biometric payments with a merchant; determining a biometric identifier that is associated with the biometric data; determining a stored payment credential that is associated with the biometric identifier, wherein the stored payment credential is not stored by the merchant; determining a payment card number or payment token based on the stored payment credential; and generating an authorisation request message for processing by an issuer, wherein the authorisation request message comprises the payment card number or payment token, and a data element comprising an indication that the user was authenticated by a biometric authentication method.
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