Secure processing of electronic payments

Number of patents in Portfolio can not be more than 2000

United States of America

PATENT NO 12260406
APP PUB NO 20230394482A1
SERIAL NO

18219945

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ATTORNEY / AGENT: (SPONSORED)

Importance

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Abstract

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Systems, methods and data structures for the processing of data for the secure creation, administration, manipulation, processing, and storage of electronic data useful in the processing of electronic payment transactions and other secure data processes. Aspects of such systems include trusted platforms by which networked communication devices and merchant systems may registered as trusted entities. Information associated with particular payment means, such as accounts or payment tokens, can be stored on device(s) secure data sets known as virtual or electronic wallets, or in the form of secure payment tokens. Among other improvements, the invention enables the use of multiple payment accounts to fund purchases and other electronic transactions.

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First Claim

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Patent Owner(s)

Patent OwnerAddress
ROYAL BANK OF CANADA200 BAY STREET 6TH FLOOR SOUTH TOWER ROYAL BANK PLAZA TORONTO M5J2J5

International Classification(s)

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Dinn, Judy Toronto, CA 5 10
Lam, Chai Toronto, CA 8 15
Lee, Terry W Toronto, CA 19 1215
Ortiz, Edison U Orlando, US 70 1983
Scott, Stephen James Oakville, CA 7 308
Woo, Gabriel Y Toronto, CA 8 309
Yin, Weiqiang Mississauga, CA 7 136

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