ATM-based electronic payment conversion systems, methods, and user interfaces

Number of patents in Portfolio can not be more than 2000

United States of America

PATENT NO 12260383
APP PUB NO 20220164781A1
SERIAL NO

17671130

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ATTORNEY / AGENT: (SPONSORED)

Importance

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Abstract

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An exemplary system includes at least one physical computing device that is communicatively coupled, by way of a network, to an automated teller machine (ATM), and that receives, by way of user input to the ATM, a transaction identifier, verifies that the transaction identifier represents, in an electronic payment system, an electronic payment of an amount from a sender to a recipient by way of the electronic payment system, generates an access code for the electronic payment, initiates a transmission of the access code to a computing device of the recipient, receives, by way of additional user input to the ATM, the access code for the electronic payment, validates the received access code for the electronic payment, and directs, in response to the validation of the received access code, the ATM to disburse the amount of the electronic payment in physical currency.

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Patent Owner(s)

Patent OwnerAddress
PNC GLOBAL TRANSFERS INC16825 NORTHCHASE DRIVE SUITE 1525 HOUSTON TX 77060

International Classification(s)

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Caballero, Jaime Houston, US 4 4
Dennis, Mark Houston, US 79 640
Macias, Miguel Angel Houston, US 6 22

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Maintenance Fees

Fee Large entity fee small entity fee micro entity fee due date
3.5 Year Payment $1600.00 $800.00 $400.00 Sep 25, 2028
7.5 Year Payment $3600.00 $1800.00 $900.00 Sep 25, 2032
11.5 Year Payment $7400.00 $3700.00 $1850.00 Sep 25, 2036
Fee Large entity fee small entity fee micro entity fee
Surcharge - 3.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge - 7.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge - 11.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge after expiration - Late payment is unavoidable $700.00 $350.00 $175.00
Surcharge after expiration - Late payment is unintentional $1,640.00 $820.00 $410.00