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United States of America

PATENT NO 12254454
APP PUB NO 20240144211A1
SERIAL NO

18051705

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ATTORNEY / AGENT: (SPONSORED)

Importance

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Abstract

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Aspects provided may allow for a user to block charges from an entity without having to contact the entity. After detecting that the user has enrolled in a trial or subscription of an entity offering, the user may be provided with the option to block charges from the entity. Using incoming data, charges from the blocked entity may be identified and prevented from being applied to the user. Further aspects may provide for more discrete charge blocking, such as blocking charges for one activity while allowing other charges for different activities from the same entity to go through, and training an identification model that isolates the entity identifier from the incoming data and matches the entity identifier to known entities.

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First Claim

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Patent Owner(s)

  • CAPITAL ONE SERVICES, LLC

International Classification(s)

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  • [Patents Count]

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Kates, Keith A Richmond, US 1 0
Lee, Marisa Washington, US 11 5
Virbitsky, Erik Washington, US 7 5

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Maintenance Fees

Fee Large entity fee small entity fee micro entity fee due date
3.5 Year Payment $1600.00 $800.00 $400.00 Sep 18, 2028
7.5 Year Payment $3600.00 $1800.00 $900.00 Sep 18, 2032
11.5 Year Payment $7400.00 $3700.00 $1850.00 Sep 18, 2036
Fee Large entity fee small entity fee micro entity fee
Surcharge - 3.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge - 7.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge - 11.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge after expiration - Late payment is unavoidable $700.00 $350.00 $175.00
Surcharge after expiration - Late payment is unintentional $1,640.00 $820.00 $410.00