Peer to peer mobile transactions leveraging personal area networks and robust post-transaction verification

Number of patents in Portfolio can not be more than 2000

United States of America

PATENT NO 12248925
APP PUB NO 20240013190A1
SERIAL NO

17861405

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ATTORNEY / AGENT: (SPONSORED)

Importance

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Abstract

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A method for facilitating electronic transactions between a first mobile device and a second mobile device is provided. At a central server, when internet connection is established, the method may include receiving transaction data and prior to processing an electronic transaction based on the transaction data, verifying the electronic transaction. The verifying may include retrieving a first activity log from the first mobile device and a first browser timeout history. The method may further include retrieving from the second mobile device a second activity log and a second browser timeout history. The method may further include verifying that a first mobile application was active when a browser on the first mobile device was in timeout and that a second mobile application was active when a browser on the second mobile device was in timeout.

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Patent Owner(s)

  • BANK OF AMERICA CORPORATION

International Classification(s)

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Dolan, Heather Sarasota, US 35 1169
Kurian, Manu Dallas, US 237 692
Mukherjee, Maharaj Poughkeepsie, US 300 1687

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