Mobile telephone transfer of funds

Number of patents in Portfolio can not be more than 2000

United States of America

PATENT NO 12243031
APP PUB NO 20240013171A1
SERIAL NO

18464682

Stats

ATTORNEY / AGENT: (SPONSORED)

Importance

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Abstract

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A funds-transfer system enables a buyer to transfer funds to a seller via a mobile telephone. The system receives a payment request transmitted from a mobile telephone of the buyer. The payment request is for a transfer of funds from a financial account held by the buyer to a financial account held by the seller, and the payment request is transmitted from a payment application stored in the buyer's mobile telephone. The payment request identifies a purchase amount to be transferred, and information identifying the financial account held by the buyer. The system charges the purchase amount to the financial account held by the buyer and transfers the purchase amount to a financial account held by the seller.

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First Claim

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Patent Owner(s)

  • AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY INC.

International Classification(s)

  • [Classification Symbol]
  • [Patents Count]

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Beenau, Blayn W Peoria, US 68 4634
Jones, Jessica U West Sussex, GB 8 305
Peart, Lee J Surrey, GB 28 2995
Saunders, Peter D Salt Lake City, US 148 13192

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Maintenance Fees

Fee Large entity fee small entity fee micro entity fee due date
3.5 Year Payment $1600.00 $800.00 $400.00 Sep 4, 2028
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