Method and system for reconfiguring a transaction during network processing

Number of patents in Portfolio can not be more than 2000

United States of America

PATENT NO 12236413
APP PUB NO 20230177483A1
SERIAL NO

18104520

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Abstract

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Described are a system, method, and computer program product for reconfiguring a transaction during network processing. The method includes receiving, from a merchant system, a transaction request including transaction data and configured in an initial configuration associated with a single-message transaction or a dual-message transaction. The method includes determining, based at least partly on the transaction data and/or at least one parameter of a merchant profile associated with the merchant system, a recommended configuration associated with a single-message transaction or a dual-message transaction, the recommended configuration different from the initial configuration. The method includes reconfiguring the transaction request based on the recommended configuration. The method includes generating a communication to a transaction processing system configured to cause the transaction processing system to process the transaction request as a single-message transaction or a dual-message transaction based on the recommended configuration.

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Patent Owner(s)

  • VISA INTERNATIONAL SERVICE ASSOCIATION

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Sukhija, Rohit Bangalore, IN 25 54

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