Methods for augmented/virtual-reality transaction systems for enabling rapid transactions with deferred payment obligation and limited user interaction

Number of patents in Portfolio can not be more than 2000

United States of America

PATENT NO 12229744
APP PUB NO 20230222479A1
SERIAL NO

18090772

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ATTORNEY / AGENT: (SPONSORED)

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Abstract

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Methods for rapid micro-payment transactions with deferred payments employ a network-connected AR device (“HMD”) having sensors for detecting a user's gaze/physical commands. Such methods comprise: receiving information from the HMD indicating a selected real-world/virtual content item for a potential transaction; causing the HMD to display a virtual transaction management widget (“TMW”) showing the selected item's cost, maximum threshold amount before triggering settlement; and any prior unsettled payment obligations; receiving further information from the HMD confirming the potential transaction based on the user's gaze/physical command; transmitting an authorization signal to a merchant offering the selected item without concurrently requiring payment when the selected item's cost and prior unsettled payment are less than the maximum threshold amount; and transmitting a signal to a payment system for settlement of the balance when the selected item's cost and any unsettled payment are equal/greater than the maximum threshold; and updating the displayed TMW accordingly.

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Patent Owner(s)

  • SUPERTAB AG

International Classification(s)

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Ene, Cosmin-Gabriel Zollikon, CH 26 10
Erni, Marcel Steinhausen, CH 3 0
Knight, Jesse Scarborough, US 7 4

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