Smart chaining

Number of patents in Portfolio can not be more than 2000

United States of America

PATENT NO 12211019
APP PUB NO 20230360012A1
SERIAL NO

18222970

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ATTORNEY / AGENT: (SPONSORED)

Importance

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Abstract

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Identification information is received at a transaction machine. The identification information is associated with a user associated with an account. Using an activity profile of the user, a determination is made to enable chained transactions during the user's use of the transaction machine. A sequence of user interfaces to display to the user is generated enabling the user to chain transactions based on the activity profile.

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First Claim

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Patent Owner(s)

Patent OwnerAddress
WELLS FARGO BANK N A333 MARKET STREET SAN FRANCISCO CA 94105

International Classification(s)

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Rhodes, Jerome Hayward, US 29 105
Schrag, Elizabeth Walnut Creek, US 23 409
Thomas, Michael R San Francisco, US 73 472
Wang, Jimmy Alamo, US 17 81

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Maintenance Fees

Fee Large entity fee small entity fee micro entity fee due date
3.5 Year Payment $1600.00 $800.00 $400.00 Jul 28, 2028
7.5 Year Payment $3600.00 $1800.00 $900.00 Jul 28, 2032
11.5 Year Payment $7400.00 $3700.00 $1850.00 Jul 28, 2036
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Surcharge - 3.5 year - Late payment within 6 months $160.00 $80.00 $40.00
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Surcharge after expiration - Late payment is unavoidable $700.00 $350.00 $175.00
Surcharge after expiration - Late payment is unintentional $1,640.00 $820.00 $410.00