Systems and methods for controlling secure persistent electronic communication account servicing with an intelligent assistant

Number of patents in Portfolio can not be more than 2000

United States of America Patent

PATENT NO 12206631
APP PUB NO 20240039875A1
SERIAL NO

18484495

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ATTORNEY / AGENT: (SPONSORED)

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Abstract

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The disclosed technology includes systems and methods for controlling enrollment and secure persistent SMS texting account servicing communications. A method is provided that includes receiving, at an enrollment web portal, enrollment data including: enrollment credentials identifying a user for authentication, a phone number of a mobile device associated with the user, and consent by the user to persistently interact with an account servicing system via SMS texting. The method includes: processing the received enrollment data, authenticating the user responsive to processing the received enrollment data, storing the phone number of the mobile device associated with the user in a phone number data storage, and generating, responsive to the authenticating, a revocable token for persistent access to a natural dialogue module via a SMS texting gateway for the mobile device identified by the phone number.

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Patent Owner(s)

Patent OwnerAddress
CAPITAL ONE SERVICES LLC1680 CAPITAL ONE DRIVE MCLEAN VA 22102

International Classification(s)

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Karp, Scott McLean, US 39 321
Thyagarajan, Srinaath McKinney, US 10 123

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