Systems and methods for providing a code to a user device

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United States of America Patent

PATENT NO 12099995
APP PUB NO 20230252455A1
SERIAL NO

18135631

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Importance

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Abstract

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A method includes receiving, by a provider computing system from an initiating device, an encrypted network return address of an user device that identifies a network address of the user device; receiving, by the provider computing system and from the user device, an encryption key configured to decrypt the encrypted network return address; decrypting, by the provider computing system, the encrypted network return address using the encryption key; and providing, by the provider computing system, a code to the user device based on the decrypted network return address by transmitting the code to the user device without going through the initiating device.

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First Claim

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Patent Owner(s)

Patent OwnerAddress
WELLS FARGO BANK N ASAN FRANCISCO CA

International Classification(s)

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Ho, Peter Walnut Creek, US 86 2211
Kurani, Ashish B Hillsborough, US 141 326
Pearce, Brian M Pleasanton, US 102 947
Puffer, Steven E Champlin, US 71 199

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