System and process for electronic calendar payments

Number of patents in Portfolio can not be more than 2000

United States of America Patent

PATENT NO 12079850
APP PUB NO 20230067616A1
SERIAL NO

17983105

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ATTORNEY / AGENT: (SPONSORED)

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Abstract

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A platform and process for electronic payment processing using electronic calendars and communications from a set of connected servers with logic code to automate machine operations relating to electronic payments. The system and process can generate alerts using fraud detection and verify payment requests using historical data and pattern recognition. The electronic calendar can be integrated into an electronic wallet application.

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Patent Owner(s)

Patent OwnerAddress
BANK OF MONTREALTORONTO

International Classification(s)

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Arshad, Kashif Toronto, CA 5 0
Chan, Brian Toronto, CA 44 373
Poon, Peter Hing-Cheong Toronto, CA 5 0

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Maintenance Fees

Fee Large entity fee small entity fee micro entity fee due date
3.5 Year Payment $1600.00 $800.00 $400.00 Mar 3, 2028
7.5 Year Payment $3600.00 $1800.00 $900.00 Mar 3, 2032
11.5 Year Payment $7400.00 $3700.00 $1850.00 Mar 3, 2036
Fee Large entity fee small entity fee micro entity fee
Surcharge - 3.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge - 7.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge - 11.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge after expiration - Late payment is unavoidable $700.00 $350.00 $175.00
Surcharge after expiration - Late payment is unintentional $1,640.00 $820.00 $410.00