Method, system, devices and computer program products for handling digital payments between payers and payees being in physical proximity to each other

Number of patents in Portfolio can not be more than 2000

United States of America Patent

PATENT NO 12067555
APP PUB NO 20230065383A1
SERIAL NO

17796050

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ATTORNEY / AGENT: (SPONSORED)

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Abstract

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A method (600) for handling a digital payment between a payer (P1) and a payee (P2) is presented. The payer and payee communication devices (PD1, PD2) uses (610) short-range data communication (SRDC) when the devices are in proximity of each other to agree upon a digital payment (DP) without requiring long-range data communication with a remote digital payment settlement service (DPSS) at that stage. Independently of the other device, the payer communication device (PD1) or the payee communication device (PD2) subsequently communicates (630) buffered digital payment information (DPI) to the remote digital payment settlement service (DPSS) by long-range data communication (LRDC1, 15 LRDC2). The remote digital payment settlement service (DPSS) causes settlement (640) of the digital payment (DP) as indicated by the digital payment information (DPI) received by long-range data communication (LRDC1, LRDC2) from one of the payer communication device and the payee communication device (PD1, PD2).

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Patent Owner(s)

Patent OwnerAddress
CRUNCHFISH DIGITAL CASH AB211 19 MALMÖ

International Classification(s)

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Cronholm, Paul Malmö, SE 19 97
Samuelsson, Joachim Helsingborg, SE 17 32

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Maintenance Fees

Fee Large entity fee small entity fee micro entity fee due date
3.5 Year Payment $1600.00 $800.00 $400.00 Feb 20, 2028
7.5 Year Payment $3600.00 $1800.00 $900.00 Feb 20, 2032
11.5 Year Payment $7400.00 $3700.00 $1850.00 Feb 20, 2036
Fee Large entity fee small entity fee micro entity fee
Surcharge - 3.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge - 7.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge - 11.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge after expiration - Late payment is unavoidable $700.00 $350.00 $175.00
Surcharge after expiration - Late payment is unintentional $1,640.00 $820.00 $410.00