Anonymous payment transactions

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United States of America Patent

PATENT NO 12062038
APP PUB NO 20220405737A1
SERIAL NO

17893088

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ATTORNEY / AGENT: (SPONSORED)

Importance

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Abstract

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Technology is disclosed for transferring money anonymously between a sender and a recipient by use of a one-time use token. The method includes generating a one-time use token account for association with a one-time use token. The method includes generating the token and providing the token to the sender device in a machine-readable and transferable format. The method includes receiving a request to charge the one-time use token account after the token has been provided to the recipient device as a form of payment for a transaction. The method includes determining that an amount of the transaction is less than an amount of funds associated with the token and that the time of the transaction is within a time period for the use of the token. The method includes facilitating a transfer to the recipient account and deducting the amount of the transaction from a sender account.

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First Claim

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Patent Owner(s)

Patent OwnerAddress
BLOCK INC1955 BROADWAY SUITE 600 OAKLAND CA 94612

International Classification(s)

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Chi, Yun Monte Sereno, US 84 1826
McCauley, Nathan P San Francisco, US 29 560
Yan, Rong Palo Alto, US 141 2672

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Maintenance Fees

Fee Large entity fee small entity fee micro entity fee due date
3.5 Year Payment $1600.00 $800.00 $400.00 Feb 13, 2028
7.5 Year Payment $3600.00 $1800.00 $900.00 Feb 13, 2032
11.5 Year Payment $7400.00 $3700.00 $1850.00 Feb 13, 2036
Fee Large entity fee small entity fee micro entity fee
Surcharge - 3.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge - 7.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge - 11.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge after expiration - Late payment is unavoidable $700.00 $350.00 $175.00
Surcharge after expiration - Late payment is unintentional $1,640.00 $820.00 $410.00