Systems/methods of establishing a capability, and then using the capability, to perform a financial transaction by a smartphone
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United States of America Patent
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Jul 2, 2024
Grant Date -
Apr 4, 2024
app pub date -
Dec 13, 2023
filing date -
Nov 4, 2008
priority date (Note) -
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Abstract
Systems/Methods are disclosed of establishing a capability at a smartphone to be able to conduct a financial transaction and then using the established capability in performing the financial transaction by paying for a product. According to some embodiments, said establishing is performed responsive to sensing a physiological parameter and determining that the physiological parameter sensed satisfies a criterion. Then, an authorization to establish said capability is requested and, responsive to receiving the authorization, the capability to be able to conduct the financial transaction is established at the smartphone. The capability that has been established may then be used in performing the financial transaction responsive to the smartphone sensing proximity to an access point maintained by a vendor and responsive to the physiological parameter being sensed and satisfying the criterion.
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