Methods and systems for E-commerce payment transactions

Number of patents in Portfolio can not be more than 2000

United States of America Patent

PATENT NO 11995635
APP PUB NO 20220335408A1
SERIAL NO

17847879

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Abstract

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A merchant website includes a QR code button to initiate a payment transaction. The QR code button is selected by a consumer at checkout. If selected, a QR code is generated on a second computing device. The QR code is displayed on a second computing device and contains embedded data such as a token for a PAN stored in a memory of the second computing device and two cryptograms. A webcam in communication with the first computing device is used to scan the QR code. The data embedded in the QR code is passed from the second computing device to the merchant website via the first computing device and used to complete the payment transaction.

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Patent Owner(s)

Patent OwnerAddress
VISA INTERNATIONAL SERVICE ASSOCIATIONP O BOX 8999 SAN FRANCISCO CA 94128

International Classification(s)

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Santhanaraman, Arvind San Francisco, US 4 8
Sharma, Sanjeev Foster City, US 62 2420
Venkat, Gayathri Austin, US 6 17
Yeddula, Prasanth Bangalore, IN 10 68

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